Creating your Financial Future: A Smart Money Manager is a strategic workbook designed to help you control your finances. Good financial management is key to reducing debt, achieving financial goals, and overall quality of life. At times, financial organization and budgeting can seem overwhelming, but the Smart Money Manger simplified the process by outlining a step-by-step approach. This approach is centered around proper money allocation. Following the system will help you grow healthy financial habits while strengthening your financial literacy and helping you finally obtain your goals.